Having a beautiful luxurious 100% Egyptian cotton bath towel or a silk robe to accompany you with a soothing bubble bath could be all the luxury you need. Creating experiences can also be defined as a luxury.
Regardless of how you desire to do luxury, know that you deserve it! You earned it! It is okay to enjoy the fruits of your labor and your ancestors too. Don’t forget it’s all in perceived value; how important is it to you?